Founded in 1996 in the Cayman Islands, Island Heritage Insurance Company, Ltd. offers property, casualty, motor, yacht and commercial insurance throughout the Caribbean. With a proven track record, an A.M. Best financial rating of “A (Excellent)”, and backing from some of the most respected names in global reinsurance, Island Heritage is a leading insurance provider across the Caribbean. The Company is licensed to provide insurance cover in Anguilla, Antigua, Bahamas, Barbados, the British Virgin Islands, the Cayman Islands, the Caribbean Netherlands, Dominica, Grenada, St Kitts & Nevis, St Lucia, St Vincent & the Grenadines, Turks & Caicos and the US Virgin Islands and is a wholly-owned subsidiary of Bermuda-based insurance group, BF&M Limited.